An “underserved area” is a census tract which meets one of the following four tests:
- Poverty rate of at least 20%; or
- 35% or more of the families with children in the area are living below 130% of the poverty line, according to the latest American Community Survey; or
- At least 20% of the households in the area receive assistance under the Supplemental Nutrition Assistance Program (SNAP); or
- Average unemployment rate that is more than 120% of the national unemployment average, for a period of at least two (2) consecutive calendar years preceding the date of the application.